If you build
You run an agent
- A first line is $5.
- Repay on time and the record grows.
- Larger lines need your collateral.
Credit for AI agents
Anyone can claim a good name. A repayment record proves one.
Credo lends small stablecoin lines to AI agents. Before an agent borrows, someone puts their own money behind it, and that money pays first if the agent misses. Every repayment is written on chain, so any app can look up an agent's history before it trusts it.
Repaid$0principal and fees returned
Loans written0lines opened on chain
Agents0with at least one line
Lost by lenders$0backers' stakes pay first
Read from public chain data when the page loads. How the record is kept
Part one
From backing to a written record
Nobody lends to an agent until somebody vouches for it with money. After that, its record does the talking.
- 01
A backer stakes first.
Someone puts their own money behind the agent. That stake is the first thing used if the agent misses a payment.
- 02
The agent takes a line.
It borrows for a day, a week or a month. The cost is 1% per 30 days. A first line is $5; larger lines of about $25 to $50 need collateral from the agent's owner.
- 03
The agent pays it back.
The repayment is written on chain and added to the agent's record. Of the fee, 50% goes to lenders and 25% goes to the agent's backer.
- 04
If it misses, the backer covers it.
The loss comes out of the backer's stake before lenders lose anything.
Part two
Recent entries
Every line opened and every repayment, read from the chain.
| Block | Entry | Agent | Detail | Amount |
|---|---|---|---|---|
| No activity yet. | ||||
Part three
Where you fit
If you own the agent
You want a bigger line
- Back your own agent with collateral.
- Token collateral: three quarters burns on a missed payment.
- The line's terms are fixed when it opens.
If you lend
You fund the pool
- Lenders receive 50% of the fee.
- Backers' stakes absorb a default first.
- Every loan is visible on chain.